Those homeowners considering carrying out a spring clean in the coming months should take security and safety considerations into account, it has been suggested.

Legal & General reports that as the warmer months beckon, Britons are set to spend more time outside in addition to opening windows and doors. However, doing so could leave consumers at risk of burglary if any expensive personal possessions are left in plain sight. Research by the firm indicated that 73 per cent of people often leave items such as mobile phones, key and cash in kitchens.

For those looking to keep on top of their home security, the insurance provider recommended that people make sure that the locks on all of the windows accessible from the outside of their property are kept in good working condition. In addition, homeowners were advised to take the time to ensure that sheds and all other outbuildings are kept secure. The study also indicated that just under a third (30 per cent) of Britons own a security alarm. However, more than half of such consumers state they have never checked the appliance to make sure that it is still working.

Following on from a lack of adequate insurance, those who find that they have been a victim of burglary may discover that they have to meet the cost of getting their home back on track by themselves. In turn this may affect their capacity to meet other demands on their spending such as loans, mortgage bills and credit card debts.

Commenting on the research, Elaine Parkes, head of technical services for Legal & General’s general insurance business, said: “If you’re planning more than a spring clean, such as major home improvements then it’s worthwhile checking with your insurer beforehand to see if restrictions will apply to your cover. Give your insurer a call if you’re considering an extension, a loft conversion or a conservatory.”

Ms Parkes added: “Customers are required to take reasonable steps to safeguard their property and contents against loss or damage as part of the terms of their household insurance cover. This includes ensuring that their property is maintained in a good condition.”

Meanwhile, those carrying out a spring clean on their home were advised to examine the exterior of their property for signs of mildew. In addition, checking roofs for any missing tiles and looking at brickwork for cracks was also recommended. Furthermore, consumers were urged to varnish their fences and sheds to protect against weather. Homeowners were also advised that wood flooring, garden paths and gutters are features that should be looked over, with ovens and tumble dryers identified as appliances which will need regular maintenance.

Upon carrying out an inspection of their accommodation, those consumers who are looking to make improvements to their property may find that taking out a homeowner loan could be advisable. In doing so borrowers might find that they are able to finance repairs such as the replacement of roof tiles and brickwork, quickly and effectively. Such a loan could also be of assistance to those wishing to bolster the security of their home. Last month, Tesco Home Insurance advised gardeners to fit prickly bushes, shrubs and other plants, for example holly, in an attempt to ward off prospective thieves. As the nights gradually become shorter, using gravel for pathways and installing security lights were also put forward as means of guarding a property from criminals.

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